Text Options
Increase Type Size ButtonDecrease Type Size ButtonRefresh Type Size Button
Helping to serve your community, Chris Evans MP Help Shape Britains Progressive Future

16th November 2016 - Islwyn MP calls out ‘unjust’ and ‘disproportionate’ county court judgements and urges reform

Islwyn MP calls out ‘unjust’ and ‘disproportionate’ county court judgements and urges reformThe MP for Islwyn, Chris Evans, has today led a Parliamentary debate to urge reform of unjust and disproportionate county court judgements (CCJs) and to end cases of unknown judgements destroying access to finance.

According to The Money Charity, 2,102 consumer County Court Judgements are issued every single day, with an average value of £2,030. However a recent investigation published in the Daily Mail found that the number of CCJs issued last year was 900,000 – a greater than 33% increase on the three previous years including one for the value of one pence.

Most CCJs served to debtors are unchallenged within the allowed 14 day period meaning they are automatically decided in favour of claimants. One reason for this is court documents are sent only to the ‘last known address’ of debtors meaning they are never received if addresses are incorrect.

Mr Evans proposed a number of reforms to CCJs including the need to extend the fourteen day challenge period, encourage creditors to use other means of dispute resolution and mediation, introduce a new mechanism for smaller debts which would have a lesser impact on credit ratings, and remove CCJs from the Register of Judgements, Orders and Fines once they have been paid, rather than after six years.

To tackle the problem of court documents being sent to inaccurate addresses, Mr Evans called on the government to follow the example set by Scotland where court documents are sent by recorded delivery and hand delivered by Sheriff’s Officers if that fails.

Mr Evans said: ‘County Court Judgements are currently unbalanced in favour of claimants, as it is too difficult for debtors to get the information, time and support they need to challenge them. This is a particular problem if the CCJ is sent to the wrong address.

‘Those with a CCJ against their name are then effectively shut out of access to affordable finance, and some only find out they have a CCJ against their name when they are refused a mortgage.

‘This must not continue. Of course those who are owed money should have the means necessary to receive payments due, but CCJs are over-used and have a devastating effect on access to finance.

‘It is unjust and disproportionate that a relatively small and unknown parking fine from a year ago, for example, can prevent someone from buying a house, car or even a mobile phone contract. Yet this is the reality which some people are forced to face.

‘I trust the Government will consider the reforms I have put forward today and introduce changes which improve CCJs and ensure as many people as possible have access to finance.’

Click Here to View GalleryNews Archive

20.07.17 - Rail electrification scheme ‘a shambles’, says Islwyn MP. read more

19.07.17 - MP demands action and slams ‘disgraceful’ standard of forces accommodation. read more

18.07.17 - Islwyn MP hits out at ‘overspending’ railway electrification project. read more

17.07.17 - Islwyn MP calls for extra support for mobile cancer care units read more

11.07.17 - Islwyn MP hits out at government’s ‘failed economic policies’ read more

05.07.17 - Islwyn MP pledges to tackle loneliness . read more

04.07.17 - Islwyn MP honoured by University of Wales Trinity St David’s. read more

27.04.17 - ‘The government must stop pollution deaths scandal,’ says Islwyn MP. read more

06.04.17 - ‘Defence contract shows Islwyn is the place to do business’, says Islwyn MPread more

30.03.17 - Islwyn MP hits out at ‘unfair’ TV licence extra charges. read more

29.03.17 - ‘The UK must act to end the crisis in Yemen’, says Islwyn MP. read more

23.03.17 - ‘More needs to be done about ‘disgraceful’ road pollution’ says Islwyn MP. read more

17.03.17 - ‘It is vital to counter radicalisation from returning Daesh fighters’ says Islwyn MP. read more

15.03.17 - Chancellor fails to rule out 2020 tax rise for self-employed after a question from Islwyn’s MP. read more

09.03.17 - ‘This budget is an attack on our small business owners’ says Islwyn MP. read more

03.03.17 - Islwyn MP demands answers over rail project failures. read more

23.02.17- Islwyn MP backs breathing space for families in problem debt. read more

08.02.17 - ‘Banks use unfair overdrafts to sell unneeded financial products’ says Islwyn MP. read more

07.02.17 - ‘HMRC must get tougher on rich tax avoiders,’ says Islwyn MP. read more

27.01.17 - ‘HMRC must get tougher on rich tax avoiders,’ says Islwyn MP. read more

24.01.17 - ‘We must remember the holocaust’ says Islwyn MP. read more

11.01.17 - Foreign Secretary fails to answer question from Islwyn MP. read more

10.01.17 - Islwyn MP slams HMRC customer service failures. read more

09.01.17 - Islwyn MP hails ‘victory for local residents’. read more

09.01.17 - Use proceeds of crime to help prevent crime, says Islwyn MP. read more

09.12.16 - Let’s get Brexit right. read more

06.12.16 - ‘War widows deserve pension justice’ says Islwyn MP. read more

02.12.16 - ‘Government should be ashamed over food bank use’ says Islwyn MP. read more

Visit Newsroom
© Copyright Christopher Evans 2010 | All rights reservered | Disclaimer